A money-making app like Swagbucks and Survey Junkie can be useful when you need extra cash to supplement your regular income.
Not just that, but you can actually use some of the best side hustle apps to generate enough income to pay your bills, save money, and invest for the future.
A lot of us spend an awful amount of time fiddling with our phones all day long. As such, it makes sense for us to find ways to monetize our smartphone usage.
Whether you use an Android phone or iOS device, the money making apps on this list can work for you. In order to get paid, you can expect to receive your earnings as PayPal cash, free gift cards from popular brands, check, or direct bank transfer.
Free Money Apps That Pay
Let us start with survey apps that pay you to provide your opinions. They are easy to use, free to join and they offer various payment methods when you want to cash out your earnings.
Swagbucks is one of the most popular online rewards sites in the world. It has paid members hundreds of millions of dollars over the years and you get multiple ways to earn.
The site pays you to complete surveys, play games, watch videos, shop online, and surf the internet.
2. Survey Junkie
Second on my list of the best survey apps is Survey Junkie. This site offers lots of surveys and has millions of members.
To get paid on Survey Junkie, you can request gift cards or a PayPal cash deposit.
InboxDollars is an online rewards community that pays you to answer surveys, watch videos, play games and complete other simple tasks.
You can cashout starting at $30 and get paid real cash once you hit this minimum threshold. New members receive a $5 bonus with this link.
Get more details in this InboxDollars review.
Founded in 1996, MyPoints is a rewards site in the United States. You earn cash when you shop at your favorite store, answer surveys, play games, and more.
MyPoints is affiliated with more than 2,000 popular retailers including Walmart, Amazon and Home Depot.
When you sign up, you get a free $10 Amazon or Visa gift card after making your first qualifying purchase.
The Mobilexpression app pays you to install it. This app gathers data on internet usage for market research purposes.
After installing it for a week, you get a $5 Amazon gift card. If it stays installed, you continue to earn credits you can redeem for gift cards.
Related: How To Get Free PayPal Money
Cash Back Apps That Pay Real Money
Getting paid for purchases you’d make anyway is awesome and that is what the best cash back apps do. You get money back when you shop for groceries and other items online and in the store.
Formerly known as Ebates, Rakuten is the ultimate cash back money making app for online shoppers.
They have partnerships with more than 2,500 retailers in the U.S. and you can score significant discounts when shopping for pretty much anything.
To enjoy Rakuten as a new user:
- Sign up here for a $10 welcome bonus
- Visit Rakuten first when you want to shop online and click on your preferred store
- Shop online like you would do normally
- Cash back is automatically credited to your account
The $10 bonus shows up on your balance after you make your first purchase of at least $25.
Drop is similar to Rakuten in that you don’t need to upload your purchase receipts in order to claim cash back. When you shop one of the many offers on the app, cash back is automatically credited to your account.
You can redeem your earnings for free gift cards e.g. Amazon, Starbucks, Netflix, and Walmart.
The Drop app has more than 3 million users who have earned over $16 million. New users get a $5 bonus after linking their first card and you also get $5 each time you refer a friend.
TopCashback pays you to shop at thousands of stores and is often referred to as the “USA’s most generous cash back website.”
The site is free to join and with over 11 million members, it is definitely worth your time.
Ibotta is super popular with couponers and is a must-have if you want to save on groceries while also earning cash back.
Their app works for both online and in-store purchases. After you purchase an offer, submit your receipt using the app and watch your cash back balance grow.
You can also install the Ibotta browser so you never miss cash back when shopping online. Get a $20 welcome bonus when you join .
10. Checkout 51
Checkout 51 is another grocery receipt scanning app that works well. Each week, the app updates the available offers with discounts as high as 30%.
After your grocery shopping, upload your receipt using the app. Cash back is paid within 48 hours and you can redeem your earnings by check starting from $20.
11. Fetch Rewards
This is a free grocery savings app similar to Ibotta. Download it here and use the promo code “APREWARDS” to get 3,000 free points ($3 value).
Scan your grocery receipts to the app and earn points you can redeem for hundreds of free gift cards including Cabela’s, Macy’s, Target, Nike, Amazon, eBay, and more.
Side Hustle Apps That Pay
A side hustle app takes your Android or iOS phone to another level by giving you a means to earn significant income.
Similar to Postmates, DoorDash is a food delivery app for making money. Dashers can deliver food in more than 4,000 cities in the U.S, Canada and Australia.
You determine when you are available to work and can make deliveries using a car, bike or scooter.
Postmates pays you to deliver groceries, restaurant food and drinks in your city. You choose your schedule and work whenever you want to. As a Postmates courier, you keep 100% of your earnings and tips, and payments are instant.
The app makes delivery super easy by giving you all the details you need for each trip. Postmates also sends you a free delivery bag and a prepaid card to make your work easier.
Fiverr is a freelance marketplace where you can market your services and find gigs to earn money. It’s the world’s largest place to market your digital services using your phone or computer.
Signing up for Fiverr is free.
Once onboarded, you can offer various gigs including voiceovers, freelance writing, web development, video editing, logo design, social media marketing, and 200+ other gigs.
Decluttr is where to sell your unused or unwanted phones, DVDs, games, books, tablets, CDs and more into cash.
Using the app, you can get a free valuation so you know what your device is worth. Use the free shipping label they send to you via email to ship out your item for free and get paid through direct deposit or PayPal.
Decluttr also insures your shipment for peace of mind.
Game Apps That Pay Real Money
If you are into playing games, these apps reward you for doing so. They are also free to download.
Use MistPlay to earn rewards while playing various games. The point you earn can be redeemed for Visa, Google, iTunes, PlayStation, Amazon and many other gift cards.
Mistplay is very popular on Google Play and is currently only available on Android phones.
Play scratch cards and earn rewards. New scratch card games are available on the app daily and you can win merchandise, free groceries, vacation packages, and real cash.
Lucktastic is available on Android and iOS devices.
Other Money Making Apps
Below are additional apps you can install on your mobile phone to earn some extra cash.
Sweatcoin has more than 40 million users who are encouraged to walk and exercise in exchange for rewards.
The app counts your steps throughout the day and pays you in sweatcoins.
You can redeem your sweatcoins for PayPal cash, Apple watches, iPhones, and sports gear.
You can also read about other apps that pay you to walk.
Trim helps you to cut your bills automatically by negotiating with your cable, internet, and phone providers. It also cancels unused subscriptions on your behalf.
In addition, the app offers an high-interest savings account and can help you lower your bank charges and credit card interest fees.
20. Nielsen Computer and Mobile Panel
This market research app is operated by Nielsen, a global consumer research company. Nielsen Mobile Panel tracks your internet usage and rewards you for keeping it installed.
You get up to $50 per year and also participate in monthly sweepstakes.
Earning cash online using your phone will only continue to grow in popularity as more and more people transact using the internet.
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The money-making apps listed above are a good starting point. For more ways to make money, check out this post on 100+ ways to make money online.