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50 Ways To Earn Money By Referring Friends in 2022

This post may contain affiliate links. Please read my disclosure for more info.

Almost everyone knows about referral links and how they work. If you refer someone to a product or service and they end up buying it, you earn a commission on the sale. 

But what many people don’t know is that there are a lot of different ways to use referral links to make money.

In this blog post, we’ll discuss some of the best-paying referral programs out there.

So, whether you’re just starting out or looking for new ways to boost your income, read on for helpful advice on earning money by referring friends.

Best Referral Programs That Pay You

1. Rakuten

Rakuten is a Canadian and American shopping cashback site that offers you money back on your purchases from over 750 stores. 

With this site, you can get the best prices available online while also earning cash back on every purchase. 

Not only may you get a refer-a-friend reward at Rakuten, but so can they, as long as they make a qualifying purchase of up to $40 using their newly created account.

Once they make a purchase, you get paid for referring your friends.

2. InboxDollars

Inbox Dollars is a website that rewards you for participating in online activities such as surveys, proofreading, and tutoring. 

They’ve been in business since 2000 and have been recognized by Inc. 5000 as an outstanding growing company.

As per their website, their members have received over $80 million in cash, and they have a refer-a-friend program that pays you.

When you invite and refer your friends to use InboxDollars, you are giving them the opportunity to save money and earn money by using the website and its features, while you are also earning a reward.

Each referral at Inbox Dollars earns $1. This can be up to $5 for 5 referrals.

You also have the opportunity to increase your amount by 30% each time you earn a target revenue for your referral.

3. Swagbucks

With a wide database of partner retailers and some of the lowest pricing available, Swagbucks is one of the most popular online cash-back shopping platforms. 

You can receive cash back when you make purchases through their website and make money by referring friends. This site also pays you to answer surveys, watch videos, play games, and more.

When you invite friends to join Swagbucks, you both earn a bonus.

4. PrizeRebel

PrizeRebel is a survey panel that connects market researchers with people who want to voice their opinions and contribute to research via surveys. 

It’s completely free to use, and it allows you to win prizes by participating in surveys, such as PayPal surveys with low minimum payouts.

PrizeRebel allows you to earn money passively, and you can also make money by referring a friend. Your earnings increase as a result of the fact that you will earn 30% of their earnings.

5. Ysense

ySense.com is a website that pays users to do surveys, test out items, and record short films about their experiences with the product or service. 

Users of Ysense can earn money by participating in free paid surveys and helping to shape the future generation of products, services, and more.

Becoming a ySense affiliate gives you the additional benefit of getting paid for referrals. 

They have two types of commissions, first is Signup Commissions in which each referral you invite, as soon as they become active, you will be able to earn $0.1 or $0.3, which will be dependent on which country you are from.

Signup Commission not only has that benefit, but once your referrals also reach their first $5, you will also earn $2. 

And the other Commission is ‘Activity Commission’, with the more active referrals you have, the more commission you will have for every time your referrals complete an approved survey which can all lead you to earn 20% up to 30% of what they earn.

6. Ampli

Ampli is a Canadian cash back app that rewards you with real money instead of points for everyday purchases.

Ampli has a refer-a-friend program that pays you, it’s as simple as they come; you just have to share your referral code with a friend and make sure that they click your referral code link when they register. 

Once your friend links their bank account to their actual account, you both will earn 5$. 

This referral bonus can be repeated 5 times to other people or friends, giving you a chance to gain a total of 25$.

7. RebatesMe

RebatesMe is a cash back website that can help you earn more money when you shop online at your favorite merchants.

RebatesMe lets you earn money by referring others. The rewards can be earned if they join using your referral code or link; both of you will get $10, making it an excellent way to make money, especially as a cash back website.

8. Honeygain

Honeygain is an app that allows its users to make money online by sharing their internet connection with others.

People can now use their unused data plans to the fullest extent possible without wasting any data. It is also one of the best referral apps that pay.

Big firms use the internet connection for web statistics, price comparison, and other verifiable business procedures without fear of censorship or location-based restrictions.

When you invite and refer a friend to Honeygain, ten percent of their daily profits will be paid to your account once they begin sharing their internet bandwidth. 

Not only will you make money from the referral code, but the recommended buddy will also receive $5 in their credit account after they open an account.

9. Drop App

Drop is the perfect app for savvy shoppers in the US and Canada looking to get rewarded for their spending. It also has one of the best paying referral programs out there.

With Drop, users can automatically earn cash back when they make a purchase using a linked credit or debit card. Plus, there are no limits on how much you can earn.

You can earn money when you refer a friend, and you’ll each get $5, plus they’ll get $5 when they link their first card on the app.

10. DoorDash

The food delivery service DoorDash is one of the most well-known in the United States.

They presently have over 450 restaurants on their app in over 100 cities and are growing rapidly.

Doordash is definitely one of the weirdest ways in which you can earn money from referring a friend, but that doesn’t mean it is not worth it either, because it definitely is. 

As you do deliveries yourself, once you refer people to Doordash with their “Invite Friends” tab through any form of social media or platform, you can earn $300 for each friend you refer if in the first 30 days of their signing up they were able to make 50 deliveries.

11. Rover

Rover is the world’s biggest community of dog walkers and pet sitters. Pet parents may use the site to find sitters and dog walkers. 

Over 2 million pet parents have booked through this platform, and it has garnered millions of 5-star reviews.

Becoming a pet sitter or dog walker is a unique job, but you cannot say it is not a very wholesome and awesome job. 

Rover has one of the best-paying referral programs out there. When you invite your friends to Rover in which, you can also earn a $50 Visa gift card if they commit to becoming a sitter for at least 90 days.

12. Robinhood

Robinhood is a user-friendly cryptocurrency trading platform established in the United States that allows amateurs to purchase and sell cryptocurrencies. 

It is a cryptocurrency exchange that facilitates trades and allows users to buy stocks and cryptocurrencies.

Robinhood is all about investing. So, with every friend you refer, you will both get paid through stocks. You will gain 3 free stocks while your friend receives 1.

Your friend just needs to sign up and link their bank account to the program, and you’ll be rewarded and can even receive up to $500 every year.

Best Referral Apps To Earn Money

13. Binance

​​Binance is a cryptocurrency exchange that is the largest in the world in terms of daily cryptocurrency trading volume.

Binance’s referral program lets you earn money. It has three basic steps; first, you will need to set how much referral commission you will want to share with your friends. 

The second is to make them use your referral link as they register, then lastly, of course, earn money as soon as your referred friend starts trading.

Learn more about Binance in this review.

14. Coinbase

Coinbase, launched in 2012, is the second-largest cryptocurrency exchange by trading volume and one of the finest cryptocurrency exchanges in Canada for beginners and pros. 

It is one of the oldest and most well-known crypto trading platforms, allowing Canadians to trade 150+ cryptocurrencies.

You can make money by referring friends on Coinbase.

You will both receive $10 once your referred friend has completed a buy or sell of a minimum of $100 within the first 180 days of the account creation.

15. CoinSmart

Coinsmart is a Toronto-based cryptocurrency exchange that serves crypto consumers all around the world.

CoinSmart is a user-friendly cryptocurrency exchange that allows Canadians to purchase and sell the most popular cryptocurrencies.

Canadian dollars (CAD) may be exchanged for a variety of digital currencies.

CoinSmart is an easy way to earn cash with your family; just make sure you register an account and get verified. 

You can make money by referring friends. Once you get verified, you can share your referral link with your friends, family, or other people, and the moment they make a deposit, you both will earn $15 CAD.

Here is a detailed CoinSmart review.

16. MyPoints

One of the earliest online survey services is MyPoints. People in the United States and Canada may earn rewards and cash by completing surveys, viewing movies, playing games, taking polls, and purchasing at specific merchants.

Points are used to redeem rewards, but they are usually valued at around $0.006 each.

You can either refer a friend or family through your referral link or your email, and you can make money from those referrals. For every referral, you can earn up to 25 points.

But most of all, you can earn 750 points and 10% of your referral’s eligible points when they have a total of $20 or more purchases within 30 days of signing up.

17. Sweatcoin

Sweatcoin is a step-counting mobile application that logs your daily steps and rewards you with sweatcoins.

These sweatcoins may then be used for discounted merchandise and other incentives.

It has a program that lets you earn money by referring others.

Earn Sweatcoins easily when you invite a friend with your referral link in the “Find and Invite” section through their platform. 

When you successfully invite a friend, you will receive 5 Sweatcoins, which you can later exchange for cash.

You can become a Sweatcoin influencer by inviting a total of 30 referrals, which provides you with the chance to pay out Sweatcoins through Paypal for amounts up to $1000.

Here are other apps that pay you to walk.

18. CoinOut

CoinOut is the perfect way to earn cash back on your everyday purchases. Simply upload your receipts and earn cash back on the items you buy.

This app also has a referral program that lets you earn money by inviting friends.

Signing up in Coinout and sharing your referral code gives you a chance to earn rewards such as $1.75 as long as your referral friend uploads a receipt and is not determined to be a fake account.

19. Ibotta

Ibotta is a Denver, Colorado-based mobile technology firm that offers customers cash back refunds for shopping at stores or purchasing products from merchants that pay Ibotta a fee.

You can earn money by referring others to this app. You can easily earn $10 every time you refer a friend. 

You can also invite other people with your link anywhere, either through emails or through your socials, but you can only earn the $10 the moment they submit their receipt, which they will earn $10 themselves too.

Learn more in this Ibotta review.

20. Raise

Raise is an online gift card marketplace where users may sell or purchase discounted gift cards.

Raise has one of the best referral programs that lets you earn money.

Once your friend signs up using your referral link or code and makes their first purchase, you will instantly earn $5 in cash to your account. You can earn up to 100$ annually from referrals.

50 Ways To Earn Money By Referring Friends

21. KOHO

KOHO is a free-spending and savings account in Canada that gives you quick cash back and pays you interest on your whole balance.

You can make money by referring friends. Make your friend sign up and purchase within the first 30 days of account creation with your referral code, and they will give both you and your friend $20.

Here are some more details about KOHO.

22. Survey Junkie

One of the most popular online survey platforms, Survey Junkie allows users to earn money in return for their time and thoughts. 

It serves the market research sector with data and analytics. It features a community of over 11 million people who wish to earn money by doing surveys online.

Survey Junkie gives you a chance to join an affiliate program where you can earn money by referring other people. 

By having your referral link shared with people and them using it, you can earn a commission, and it will be based upon their locations.

23. Wise

TransferWise, which was recently rebranded Wise, is an online platform that allows you to send money internationally, receive payments in foreign currencies, and spend money abroad using their Wise debit card.

With Wise, you can earn money by referring friends. You can earn as much as £50 once 3 of your friends sign up and transfer £200.

This Wise review provides more details.

24. PayPal

PayPal is a U.S.-based worldwide financial technology company that operates an online payments system in a large part of the world that allows online money transactions.

It replaces old paper techniques like checks and money orders with an electronic version.

You can make money by referring friends to Paypal. You and your pal can earn $10 if they spend $5.

This is done through an invitation link where they must sign up and link their bank account.

You can also make free PayPal money using these strategies.

25. Fiverr

Fiverr is an online marketplace for freelancing services based in Israel.

It is one of the world’s leading marketplaces for digital services, providing a digitally simplified transactional platform for both buyers and sellers.

You can make money by referring others to Fiverr. They must first click on your link, then join up, and as a bonus, they will receive a 10% discount on their first purchase.

The 10% value of their first buy will be delivered to you.

Make Money by Referring Friends

26. Univox Community

Univox Community is a website where you can make money online just by easily taking surveys on certain products where they can take your opinions and pay you with rewards.

You get paid for referrals in Univox Community by inviting other people to use your referral link, where you will earn extra points and 2$ upon their sign-up as a bonus.

27. Mr Rebates

Similar to most cash back sites, Mr. Rebates is a cash back site that gives its users a chance to get money back whenever they shop through splitting affiliate commissions.

You can get paid for referrals on this site. The Refer-a-friend program that Mr. Rebates implements will require people to sign up as a member using your email address or your qualifying referral link, which will make them your direct referral. 

If the referral earns cash back rebates, you will earn a referral rebate that is equal to 20% of the original rebate.

28. Shakepay

Shakepay is a Canadian-based cryptocurrency exchange application focused more on Ethereum and Bitcoin that is also known for its fast, commission-free purchases. 

You can earn money by referring others to Shakepay. The referral program can make you both get $30 each if the invited friend buys cryptocurrency that is worth $100.

Related: Shakepay review.

29. Webull

An electronic trading platform, Webull is an application that is intended for commission-free trading of stocks, exchange-traded funds, cryptocurrencies, margins, and options.

Webull pays its users for referring people by giving 2 free stocks that can be valued at $12 or as high as $1400. 

The referral must only sign up and make an initial deposit of at least $100 within 30 days of their account creation.

30. Wealthsimple Trade

Wealthsimple Trade is a brokerage that has no trading commissions and that allows users to buy and sell ETFs and stocks. 

Wealthsimple Trade is also a self-directed investment platform that has two different accounts, namely, Crypto accounts and Trade accounts. 

Wealthsimple Trade’s refer-a-friend program lets you earn money.

Once you invite a friend to sign up and add money to their accounts, you’ll both earn free cash. 

Here are some other Wealthsimple promotions.

31. Blooom

Blooom is an online Registered Investment Adviser that administers individual participant accounts in Individual Retirement Accounts (IRAs) and also provides automated investment management for retirement accounts.

You will have a referral link that you can share, and you can make money by referring friends.

As soon as they use that link, you will receive a $50 gift card, while your friend will get $50 off their first year on the website.

32. FabFitFun

FabFitFun is a lifestyle membership with an online community offering shopping experiences and more, but is mostly best known for its flagship product which is the FabFitFun Box.

You can refer friends to earn money on this site. Once they register as a member, they will make you $15 in promotional credit. 

If your friend signs up for the Seasonal Membership, they will have $10 off with their first box.

33. Siteground

SiteGround is a web hosting company that gives enterprise solutions, email hosting, shared hosting, domain registration, and offers cloud hosting plans as well as giving them the capability to create their own custom plans.

SiteGround offers a rather different way of rewarding their users for their Referral Program, in which all customers are eligible to participate. 

Sharing your unique code with someone and making them sign up through it will give you up to 3 months of free hosting on the website. So in a sense, you still earn money when you refer others.

34. Gift Card Granny

Gift Card Granny is an online discount gift card retailer where people can give and receive.

They offer ways in which you can save money with all purchases through ways such as discounts and cash back rewards.

When you share your link, and they use it for their accounts, you can make money by referring them. Earn as much as $5 when they make their first purchase. 

This can be done multiple times, and each time can give you $5 as long as they all make their first purchase.

35. Getaround

Getaround is an online car-sharing marketplace or peer-to-peer car-sharing service that is considered the world’s largest.

They help connect customers to reserve cars from car owners.

You can get paid when you refer or invite others to Getaround using your referral link, they will receive a Getaround coupon code that is worth $20. 

If they have done their first trip, you will receive a coupon code worth $20.

Learn about the best food delivery jobs.

36. Moka App

Moka app is considered Canada’s #1 saving and investing application in which they automatically round up purchases you make every day and invest the remaining change as an easy investment without any extra knowledge required. 

Moka App’s referral program is easy, and you get paid by referring friends. Invite a person or a friend to join with the use of your referral link, and you will both earn $10.

37. Leger Opinion

Leger Opinion is the largest proprietary panel in Canada in which you can take part in answering surveys with your mobile device that give out rewards as payment.

In Leger Opinion, you can recruit members that will each value 1,000 LEO points (Equivalent to $1 CAD). 

These LEO points can be converted and redeemed into gift cards, PayPal transfers, $20 in rewards, and more. 

When you reach more than 100 LEO members per month, you will have the capability to request revised remuneration.

38. Unique Rewards

Unique Rewards is a way of earning money easily through taking surveys online, reading emails and purchases, and more.

Referring others to use this site lets you earn money. You can earn $1 when any of the referrals you have completed their first offer from the Offer/Surveys, Cashback and Coupons Sections. 

You can earn up to $5 when one of your referrals earns $20, and you get $5 for every active referral.

39. Groupon

Groupon is a global e-commerce platform based in America.

It offers activities, travel, goods, and services that connect members with local merchants in 15 countries.

You can get paid by referring others to Groupon. They will give you $10 in Groupon Bucks for each person you successfully invite, as long as that buddy purchases their first Groupon deal within three days.

40. Payoneer

Payoneer is an American Financial Services company and is a payment platform that helps with digital payments and connects businesses and people for online payments and transfers.

This site offers one of the best referral programs.

Invite a friend to Payoneer by sharing to them your unique link, and when they apply for a Payoneer account, you both will get paid $25.

High Paying Referral Programs

41. Digit.co

Digit is an application that helps you save, budget, and invest your money for yourself. It is an all-in-one money application that makes you do smart things with your money every day.

This site has a refer-a-friend program that pays you. You and your friend can earn $5 each if you send them your referral link, and you can also track invites to see who’s used your link.

42. Stash Invest

Stash is a finance application that helps and simplifies investing for Americans to help them build their wealth and financial goals.

Stash pays you for referring others to use the app. You can earn as much as $30 for each client or person that links their bank into their account.

43. BlockFi

BlockFi is a cryptocurrency exchange and wallet in which you can easily buy and sell worldwide. 

They have many varying offers, such as portfolio-backed loans, fee-fee trading, and interest-earning accounts.

You can earn money through BlockFi’s Refer-a-friend program.

Share your link with your friends and make them register an account using that personalized link, and if they fund and hold $100 or more into their account for 30 days, then you both will receive $10 in BTC.

44. Airbnb

Airbnb is an online marketplace for holiday rentals, tourism activities, and housing run by an American firm.

They help connect people who want to look for accommodation in specific locations and people who want to rent out their residences or houses.

Each referring member in Airbnb will be credited from the Travel Credit amount that is specified for the type of reservation from the referral invitation that they linked to other people. 

There are three types of referral invitations, and if any of these are completed, they will all have different kinds of amounts to receive in the Travel Credit Amount. 

Airbnb has one of the best referral programs that pay. You can earn up to $2000 maximum and $5000 maximum with the referrals if they are followed properly.

45. TopCashback

TopCashback, obviously as stated in their name, is a cash back website that will make you earn 100% of the commission they get from the retailer for sending you to their website.

Inviting a friend lets you earn money. Using your unique link makes you earn $25 free cashback when they first reach their first $10 cashback.

46. Bluehost

Bluehost is a secure and reliable hosting service that is considered to be one of the 20 largest web hosting companies, with over 2 million domains. 

Referrals operate similarly to commercials in Bluehost. You can earn money by merely promoting Bluehost on your website with customized links and banners.

Then getting visitors to click on those links and sign up, which can quickly earn you $65.

47. Shopkick

Shopkick is an American company whose main purpose is to create a shopping application for tablets and mobile phones. 

They reward their users for making purchases both online and in walk-in stores by submitting receipts.

Shopkick also has a referral program that pays you. This site gives you 250 kicks and an extra $1 for each person you can refer to their applications.

You can use it to earn and redeem rewards such as $5 gift cards for 1250 kicks in the future. 

Users also create their accounts with already a free amount of 250 kicks on their accounts.

48. Honey

Honey is one of the most famous online coupon-finding websites and applications. 

It is an American technology company that is also a subsidiary of PayPal that helps users apply coupon codes at their checkouts easily.

You can get paid for referrals on this website. You and your friend can earn a 500 Honey Gold referral bonus if they use your invite link, and they earn Honey Gold on their first purchase, which you can redeem rewards with.

49. BeFrugal

With a wide database of partner retailers and some of the lowest pricing available, BeFrugal is one of the most popular online cash-back shopping platforms. 

You can receive cash back when you make purchases through their website.

Befrugral’s refer-a-friend program lets you earn money. Invite friends and make them register where they will get a $10 sign-up bonus the moment they have earned $10 in cash back. 

After this has been achieved, you will also earn a $10 referral bonus.

50. Fetch Rewards

Fetch Rewards is a shopping application that converts all your receipts from stores and restaurants into savings.

By simply scanning any grocery, retail, or restaurant ticket after you’ve finished shopping, you earn points that you can convert to cash in the future.

Any member who joins through your referral link will earn you money. You will gain 3000 points for referring them after they scan their first receipt on the application.

You can redeem these points for gift cards and other rewards.

Learn more about Fetch Rewards.

Conclusion

Whether you’re looking for a referral program to join or are just curious about the best paying referral programs out there, we’ve listed several websites that offer excellent rewards for referring friends and family members.

All of the websites listed above offer great benefits and rewards for referring others, so be sure to try them out today. 

Don’t forget to tell your friends and family about our handy list – they may want to take advantage of some of these great deals, too!

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Enoch Omololu

Enoch Omololu is a personal finance expert who has a passion for helping others win with their finances. He has a master's degree in Finance and Investment Management from the University of Aberdeen Business School and has been writing about money management for over a decade. Enoch has been featured in several leading personal finance publications including MSN Money, The Globe and Mail, Wealthsimple, and the Financial Post.

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