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13 Best Cash Back Apps for Grocery Shopping

This post may contain affiliate links. Please read my disclosure for more info.

The best cash back apps for groceries can help lighten the burden on your wallet when you do your weekly grocery runs.

They give you a bit of extra cash to spend in the form of cash back, or you get points you can redeem for a variety of rewards.

When you consider that the average cost of food for the typical American household is $8,169 per year, every little bit of savings can help your family budget.

The cash back apps we have listed below are free to join.

How Do Cash Back Apps Work?

A cash back app gives you a rebate or discount when you complete a purchase online or in the store.

Many of them are actually similar to a digitized and more convenient form of coupon clipping.

Instead of entering coupon codes or carrying physical coupons when you visit the store, the app shows you what products are being discounted for the week. It will also let you know what you need to do in order to take advantage of the offer.

For example, you may need to purchase an item at a particular store, or you could buy it at any store of your choice.

The best cash back portals track your purchases automatically and credit your balance with your earnings.

Some of them require you to upload your purchase receipt and you can do so using your phone.

Grocery cash back apps either pay you in real money or points. If the app’s currency is points, you can usually redeem the points for free gift cards, cash using PayPal, or a check in the mail.

Best Cash Back Apps For Groceries

Six of the top grocery cash back apps you can use in 2021 are summarized below:

1. Ibotta

Ibotta offers multiple ways to earn cash back whether you are shopping online or in the store.

With hundreds of offers available from more than 1,500 brands, there’s always an opportunity to earn cash of your purchases.

Ibotta was founded in 2012 and has paid its members more than $860 million to date.

It is available on iOS, Android, and as a browser extension (U.S. residents only).

Welcome bonus: Get up to a $20 bonus when you sign up.

Read this Ibotta review for more details about the app.

2. Fetch Rewards

Fetch Rewards makes it possible for you to make money from your receipts.

Using the app, you can snap photos of your receipts from restaurants, grocery or retail stores, and submit them to earn points.

Points can be redeemed for hundreds of gift cards.

Fetch Rewards is available on the App Store and on Grocery Play (U.S. residents only).

Welcome bonus: Get a 3,000 points bonus when you enter the promo code APREWARDS.

Get the Fetch Rewards app (iOS) or (Android).

3. Shopkick

Users of the Shopkick app can earn rewards when they shop online or at a store, including big-chain retailers like Walmart, Target, Walgreens and BestBuy.

You can “kicks” when you scan the barcodes on select products, make a purchase and submit your receipt, or watch in-app videos.

The app is available on iPhone and Android devices (U.S. residents only)

Get the Shopkick app.

4. Receipt Hog

Receipt Hog is another cash back that pays you to upload your receipts from any store.

Simply snap pictures of your receipts and earn “coins” you can redeem for cash or gift cards.

This app is available on iOS and Android devices to U.S. residents.

5. Checkout 51

Checkout 51 is one of many other grocery receipt apps you can use to save money.

Every week, the app shows you offers that are available on grocery and household items. Simply upload a photo of your receipt using your smartphone in order to earn cash back.

You can redeem your earnings and get a check when your balance is $20 or more.

Checkout 51 is available on the App Store, Google Play, and via a web interface. It is open to residents of the U.S. and Canada.

Best Cash Back Apps for Shopping.

If you are looking to maximize your savings when shopping online for pretty much anything, the 8 apps listed below can help.

6. Rakuten

Formerly known as Ebates, Rakuten is my go-to platform when I am shopping online.

It is a great platform to search for deals and cash back offers as high as 35%.

To get started, sign up here and visit the platform/app when you are buying something online.

Cash back is automatically credit to your account are paid out using PayPal or check. You also earn up to $25 for every friend you refer.

Rakuten is available on iOS, Android, desktop, and as a browser extension (U.S. and Canada).

Welcome bonus: Get a $10 gift card when you sign up and complete your first purchase of $25 or more.

Join Rakuten.

7. TopCashback

This cash back site is similar to Rakuten in many respects. It has partnerships with thousands of stores nationwide and millions of members.

To earn cash back using TopCashback, create a free account and visit your favorite retailer from your dashboard.

Cashback is tracked automatically and you don’t need to upload receipts.

You can withdraw your earnings using PayPal, gift cards, or Visa Prepaid cards.

TopCashback is available on the App Store and Google Play (U.S., Canada, and the U.K.).

Get TopCashback.

8. Swagbucks

Swagbucks is well known for paying you to watch ads, play video games, and answer surveys. It also rewards its members when they shop online or surf the internet.

After you become a member, simply shop online and complete other simple tasks to earn points.

You can redeem your earnings starting at $5 for gift cards and cash.

Swagbucks is available on all devices and in several countries.

Welcome bonus: You receive a $5 bonus when you sign up.

Join Swagbucks.

9. Drop App

Drop is a free app that pays you to shop at several popular retailers and brands.

More than 3 million people use the app to shop and earn points they can redeem for free gift cards.

In addition to shopping, Drop also pays you to play games and complete surveys.

This app is available on iOS and Android (U.S. and Canada).

Welcome bonus: Get a $5 bonus when you sign up and link your cards.

Get the Drop App.

10. MyPoints

MyPoints is operated by the same company that runs Swagbucks.

This app pays you to shop online and in-store, and to participate in market research.

It has paid its members millions of dollars since it was founded in 1996.

MyPoints is available in the United States and Canada.

Join MyPoints or read our review.

11. Dosh

After you download the app and link your payment cards, Dosh automatically deposits cash back in your wallet when you shop at a participating store.

You can redeem your cash back earnings via PayPal or Venmo when it reaches $25.

Dosh is available on iOS and Android devices (U.S. residents only).

12. National Consumer Panel

NCP Mobile pays you to scan the barcodes on the items you buy when you shop for groceries every week.

You earn rewards points you can redeem for gift cards and merchandise.

In Canada, the program is known as Nielsen Homescan.

13. Coupons.com

This app offers cash back and documents at thousands of stores using digital coupons you can apply while on the go.

Simply link your store loyalty cards so you can earn cash back automatically.

Cash back can be redeemed using PayPal.

Grocery Cash Back Apps FAQs

What are the best cash back apps?

When considered based on their overall value, Rakuten, Ibotta, and Drop are some of the best apps to earn cash back when you shop online.

What are the best grocery rebate apps?

For grocery purchases alone, Ibotta and Checkout 51 are our top choices for saving at the till.

What apps pay you for receipts?

Checkout 51, Receipt Hog, SavingStar, Ibotta, and the Shopkick apps all pay you to upload your receipts.

Are cash back apps with it?

In my opinion, yes. You can combine your use of cash back apps with a cash back credit card to maximize your rewards.

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Enoch Omololu

Enoch Omololu is a personal finance expert who has a passion for helping others win with their finances. He has a master's degree in Finance and Investment Management from the University of Aberdeen Business School and has been writing about money management for over a decade. Enoch has been featured in several leading personal finance publications including MSN Money, The Globe and Mail, Wealthsimple, and the Financial Post.

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